FINANCE TIPS FOR FIRST TIME BUYERS | OZARK, MO

OZARK FINANCE

Going through the process of buying a vehicle can be stressful - particularly if it's your first time. The key to making any big automotive decision, from buying to maintenance, is simply to make yourself as well-informed as possible. Luckily for you, this page is a great place to start; we've put together an easy list of quick tips for first-time car buyers.


FIGURE OUT YOUR BUDGET


We all have our "ideal" cars, whether that's a fully-loaded Silverado or a supercharged Camaro, but first-time buyers should focus on their "realistic" car. This means you need to ask yourself what can you spend per month on a car after all other monthly expenses, from health insurance to groceries, and you've also asked yourself…

HOW WILL YOU USE YOUR NEW CAR?

You might think you want an off-road-capable SUV, but will you actually need a vehicle that can ford water and tackle steep inclines? Or do you just need a reliable compact car with good gas mileage to get you to work and home again? Make sure you've thought carefully about how you'll use your future car for the majority of your driving time, and that the car you're shopping for will fit that usage. Once you have that figured out, you can start to narrow down your model options by…


TAKING A TEST DRIVE


You truly won't understand how your new car feels until you test drive it. You may love how a vehicle looks in the lot, but once you're behind the wheel, it might feel clunky, or have odd blind spots, or a host of other little things that will leave you less than satisfied with your purchase. Plus, test drives can be fun, unlike sifting through your bank statements, because you need to…


KNOW YOUR FINANCING OPTIONS

Chances are you won't be walking into Ozark Chevy and handing us a wad of hundred-dollar bills in exchange for a brand-new Chevrolet. In fact, a vast majority of car buyers finance their vehicle, meaning they secure a loan through us or another financial institution. Come to the bargaining table with a clear understanding of your financial situation. A great place to start with this is by figuring out your credit score.


At Ozark Chevrolet, we aim to make everyone's shopping and purchasing experience as simple, straightforward, and satisfying as possible. We look forward to helping you become a first-time car owner.


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